Why You Should Buy Cancer Insurance

Cancer Cover Plans
Don’t fight cancer alone!

Everyone hates cancer. I hate cancer.  I loathe it, actually.

Cancer is so frightening that sometimes we shudder to utter the “C“word.  As someone who has seen  how insurmountable cancer can be, I want Each of you to insure against this morbid disease.

India seems to be in tight grip of this deadly disease.

According to WHO, lung, oral, lip, throat and neck cancers are the most common among men  while women suffer more from cervix, breast and ovarian cancers.

http://timesofindia.indiatimes.com/life-style/health-fitness/health-news/Cancer-incidence-to-rise-five-fold-in-India-by-2025/articleshow/29823316.cms

Cancer and the trauma of going through the process of diagnosis , chemotherapy etc. is enough to weaken a person’s will to live ; Not only does it shatter our mental strength  but also wipes out our savings COMPLETELY. Cancer is perhaps the most costly disease that afflicts people and despite spending everything you own , cure it not guaranteed.

However, with proper planning , we can beat this obnoxious disease by nipping the evil in the bud .

>> All you have to do is take a cancer care plan and keep yourself fit and go for annual health check-ups.

Sounds doable?  It sure is .

I was delighted to know that the annual premium for a cancer care plan is even lower than a Gold Class Movie ticket !!

Yes, by paying about INR 1000/- , you can insure yourself/family members for a cover of about INR 20 lakhs !! (assuming age is less than 30)

Sounds too good to be true?   It is true!

If you don’t/can’t spend this paltry sum today and are diagnosed with this morbid disease later , you have only yourself to blame for the lack of foresight and ill- financial planning. Cancer will wipe out your savings,your spouse’s and of everyone who loves you. It is not far fetched, it is true. Ask any doctor or cancer patient.

A few popular plans are given below for your perusal:

ICICI Cancer Care Plus

Cancer Care Plus is a comprehensive health plan that covers most forms of cancer at both early and advanced stages.

Benefits:

  • Diagnosis tests performed free of cost once in every two years for  early detection of cancer.
  • Cash payouts for diagnosis, treatment and surgery of cancer.
  • Coverage is independent of other medical covers the insured person already holds.
  • In case of diagnosis of advanced cancer,  future premiums are Waived off.
  • Easy claim procedure  as no medical bills are required .
  • Tax benefit under section 80D

Web: http://www.iciciprulife.com/public/Health-plans/Cancer-Care-plus_Benefits.htm

HDFC Life Cancer Care:

Benefits:

  • Comprehensive cancer care plan that offers SUM benefit on diagnosis of early stage and major cancer.
  • Waiver of premium benefit in case of diagnosis of early stage cancer in all options
  • Simple issuance process, no requirement to undergo any medicals.
  • Tax benefit under section 80D
  • Waiting period is 180 Days (Important)

Web: http://www.hdfclife.com/health-insurance-plans/cancer-care-insurance

Hope this post spurs you to act in time and insure yourself and your dear ones 🙂

Cheers!

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P.S. Don’t forget to share this as you never know how this plan can come to the rescue of someone .

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